ABCs of Borrowing - Some small business persons cannot understand why a lending institution refused to lend them money.Others have no trouble getting funds, but they are surprised to find strings attached to their loans. Such owner-managers full to realized that banks and other lenders have to operate by certain principles just as do other types of business. This Aid discusses the following fundamentals of borrowing: (1) credit worthiness, (2) kinds of loans, (3) amount of money needed, (4) collateral,(5) loan restrictions and limitations, (6) the loan application, and (7) standards which the lender uses to evaluate the application.
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