Best Deal for Android - This application helps you decide what is more advantageous: a down payment or installments.
EXAMPLE 1 - Total Amount: $12000.00
Option 1: buy in cash with a discount of 10%
Amount to be Paid: $10800.00 (with discount)
Option 2: to divide the purchase in 12x of $1000.00
Total Value: $10800.00 (this is the down payment value)
Installment Value: $1000.00
Periods: 12
Result: embedded interest of 1.66% per month
EXAMPLE 2 - Total Amount: $12000.00
Option 1: buy in cash at a discount of 5%
Amount to be Paid: $11400.00 (with discount)
Option 2: to divide the purchase in 24x of $500.00
Total Value: $11400.00 (this is the down payment value)
Installment Value: $500.00
Periods: 24
Result: embedded interest of 0.41% per month
Decision:
If you leave the down payment value invested, will you get a higher interest rate than the installment embedded interest rate?
If the answer is "YES", then it is worth choosing installments, because you will earn more than the interest charged.
If the answer is "NO", it is better to pay cash.
What's New in This Release:
· bug fixed
What's New in 1.3.0:
· small performance tweak
What's New in 1.2.8:
· basic tablet support
What's New in 1.1.9:
· small layout adjustments
What's New in 1.1.7:
· released for all countries
What's New in 1.1.6:
· small bug fixes
What's New in 1.0.9:
· small adjustments
What's New in 1.0.7:
· layout adjustments
What's New in 1.0.4:
· small internal changes
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Supported operating systems:
Google Android 10.x, Google Android 2.1, Google Android 2.2, Google Android 2.3, Google Android 3.0, Google Android 3.1, Google Android 3.2, Google Android 4.0, Google Android 4.1, Google Android 4.2, Google Android 4.3, Google Android 4.4, Google Android 5.x, Google Android 6.x, Google Android 7.x, Google Android 8.x, Google Android 9.x
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· Payment according to the account and category
· The categories have two levels
· Allows transfer between accounts
· Allows for repetition of payments
· The addition and management are directly in the selection
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