Budget and Spending Tracker - has been designed to help you easily keep track of your spending and keep your eye on how much money you have left until your next payday. You can create budgets to help you manage your money better and see how much you have spent for each budget.
One common frustration can be that it is hard to keep your expenditures up to date and so this application has been designed to make it easy to add expenditures and save common expenditures so they can be re-entered for today with just two clicks.
Weekly or Monthly budgets can be created for anything you need, you may have a weekly spending budget or a monthly utilities budget, simply set them up and when you enter expenditures assign them to that budget so that at a glance you can see how much you have left in your budget.
Regular Outgoings can be configured for your direct debits, standing orders or bills so they are automatically entered and assigned to a budget; a major benefit of this is that you can see what payments are pending before the next payday and a monthly balance with those payments taken into account.
Cut down targets are there to help you achieve your goals, they can help you cut down on items you regularly spend money on. For example if you buy lunch at work every week day at around X per day, you want to bring your own lunch to cut down on this cost then you can set up a cut down target for this. By setting up a target for say 'Work Lunch' of X every week day the application will tell you how much you have saved over a week or month. If on one week day you do buy 'Work Lunch' then the application will deduct this from your saving so you truly know how much you are saving.
Analytics are on hand to give you a view of where your money is going and how well you are keeping to your budgets. You can view totals by spend type over a given month or week, list your budget balance history to see historically how you are doing and see how much money your cut down targets are saving you.
The application is easy to setup with the help of a configuration wizard so that the application gives you the flexibility you need without making it difficult to understand.
I hope this application helps you to keep track of your spending as it has done for me, if you have any difficulties or have any suggestions please feel free to contact me and I will do my best to solve your problem.
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Supported operating systems:
RIM BlackBerry OS 4.6, RIM BlackBerry OS 4.7, RIM BlackBerry OS 5.0, RIM BlackBerry OS 6.0
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Budget and Spending Tracker is compatible with your device BlackBerry Tour 9630 (RIM Niagara)
